If you are moving to/from a high rise building your property manager may require moving companies to provide a certificate of insurance with additional insured. This is typically referred to as a COI request and is most common in the New York City area. Not all movers can accommodate a COI request so you should determine if one is required before you schedule your moving help.
If your building DOES require a COI you will want to follow these steps:
Step 1: Hire a Mover That Can Provide A COI
Movers that can provide a COI with additional insured will have this information visible on their profile. You should only hire a mover that can accommodate this requirement.
Step 2: COI Request
Buildings that require a COI will have a sample document which outlines what they require. This document includes the exact wording for the 'Additional Insured' area as well as the name and contact information of the primary building contact. A COI request cannot be processed without this information. COI requests should be sent directly to the mover you have hired.
Step 3: Sufficient Notice
COI requests must be processed by the insurance company before being sent to your building, this process can take time. To ensure there is enough time to accommodate your request before your move date, we recommend a minimum of five (5) business days notice. If sufficient notice cannot be provided, your mover will make every attempt to complete the request but cannot guarantee that your building will receive the COI before your move date.
Step 4: Cost
Insurance companies assess a fee to name an 'Additional Insured' on the policy. The fee for this request varies by location and is assessed per additional insured. The fee amount required by your mover will be detailed on their profile when you hover over the 'Additional Insured' icon.